SHORT SALES - SANDRA JOHNSON

Miss Short Sale

We have one of the HIGHEST CLOSING RATIOS in selling short sales.

We are one of few Realty Groups in the Valley that take and successfully close short sales and bank owned properties from $ 100,000 to over $ 2 million and have a proven track record of doing so.

We understand that defaulting on your mortgage is a difficult situation. Deciding to be proactive and attempting to resolve your situation is the first step of the process.

What is a Short Sale?

A short sale occurs when the bank agrees to take less than what is owed on the property when homeowners are in danger of losing their home to foreclosure. The main benefit is that the owner walks away from the home without suffering the detrimental credit hit of a foreclosure or deed in lieu of foreclosure. Many homeowners can go on and apply for a mortgage in as little as two years after doing a short sale.

Our services are FREE to you, the seller. We are paid for by the bank.

We work with all the banks, large and small.

Here are some of the incentives some banks are offerring for doing a short sale if you are a homeowner of a primary residence (cash amount given by bank is at bank discretion and on a case by case basis in part with the HAFA Govnt. program). The exact amount given to you will be disclosed to us at some point during the approval process.

Chase Bank offers up to $ 20,000 CASH to you at closing
Bank of America between $ 1,000 - $ 5000
CITI between $ 1,000 - $ 3,000
Wells fargo and other banks are between $ 1,000 - $ 5,000

Not Sure If You Qualify For a Short Sale?

Do you owe more on your property than what you could sell it for, especially after real estate commissions, closing costs, late payments, interest, etc?

Have difficulty covering your expenses each month?

Are you experiencing a hardship (Divorce, loss of income, unemployment, medical situation, or something causing you difficulty to continue paying your mortgage)?

Are You Having Trouble Making The Payments? Are You:

Feeling the stress mounting with each missed payment and phone calls from your bank?

Borrowing money from other sources to pay your mortgage?

Getting confused as to what your options are at this point?

We are a professional short sale negotiators providing real estate services to homeowners needing to sell their home, before heading to a foreclosure. A team of professional real estate agents are here to help you negotiate your loan with your bank to take less than what is owed on the property. Professional realtors with many years of experience will make the once stressful process an easy transition from finding a buyer to negotiating the entire short sale process from start to finish between bank, buyer and seller. Selling a home short sale is a lot like selling a home to a regular buyer, but involving a third party, the bank. The short sale process can save your credit, is a much better alternative to foreclosure and can be done in a matter of months while you continue to live in your home.

Sellers you have many options, foreclosure isn't the answer. If a short sale isn't right for you, we can guide you on other options that may be available to you. When deciding on a real estate team or real estate agent to do your short sale, please make sure you do your research and know that under the law you should never have to pay for having someone do your short sale.

Don't attempt to leave one of your biggest assets in the hands of amateurs.

Call or Email today for a confidential conversation on how to get started.

We have a dedicated website for our sellers considering short sale:

Visit our website: http://www.MissShortSale.com

Miss Short Sale